What Does General Liability Insurance Cover? - The Insurance Stops

What Does General Liability Insurance Cover?

“I’ve heard of general liability, but I don’t know much about it. What doe general liability insurance cover?”

What Does General Liability Insurance Cover? - The Insurance Stops
What Does General Liability Insurance Cover? – The Insurance Stops

So, you’re new to general liability insurance, and you’re worried that you may be underinsured. If you’ve been wondering, what does general liability insurance cover, then chances are, you’re either a brand-new business owner or your business has grown significantly. Either way, congratulations! Now that you’ve taken this next major stride in your business, we’re here to help you make one of the most important decisions you can make for your business: the decision to purchase general liability insurance.

But what exactly is it? What does general liability insurance cover, and why do I need it?   

Don’t worry. We’re here to break it down for you.

New here? Welcome! We’re a team of highly rated and widely trusted insurance professionals. We love educating people about insurance, and we make it easy for business owners to get full coverage for their business, their employees, and themselves. In this blog post, we’ll answer the question: what does general liability insurance cover? Then, we’ll tell you how you can start comparing policies with an insurance professional for free!

 

First, what exactly is general liability insurance? 

General liability insurance is a type of policy that provides liability coverage for general business risks. It’s a great way to protect your business from legal claims that could otherwise leave you bankrupt. So, in a nutshell, general liability coverage protects you from those absolute worst-case-scenarios!

 

Okay, so what does general liability insurance cover? 

General liability protects you from a wide variety of risks. To summarize it, general liability protects you and your company from claims involving bodily injury or property damage. So for example, if a customer was harmed while using a product or service that you offered, then your general liability coverage will cover the costs associated with any legal claims that that customer may be inclined to file. The same goes for any damaged property that a customer may receive while using one of your products or taking advantage of one of your services.  

 

So, do I really need general liability coverage?

If you’ve been wondering, what does general liability insurance cover, then chances are, you’re also wondering, do I even really need general liability coverage in the first place? So, let’s talk about it!

In our professional opinion, you would be wise to purchase general liability coverage. You may be thinking to yourself, but I doubt I’ll ever be involved in a legal situation. Well, let’s hope so! But if you ask us, it’s better to be safe than sorry. While worst-case-scenarios certainly aren’t common, they’re not impossible. Even worse, they’re never convenient or affordable! Why not be prepared for those worst-case-scenarios rather than surprised when they arise?

 

Start comparing general liability policies for free!

Don’t let legal claims bankrupt your business. Let’s get you fully covered and prepared for anything! Like we mentioned earlier, we’re a team of highly rated insurance professionals. We’ll help you find the perfect general liability policy at the perfect price. Request your free consultation today to get started!      

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