...

What Does Renters’ Insurance Cover?

Renters’ Insurance: What Does it Cover?

Renting a home or apartment comes with its own set of responsibilities and considerations, including protecting your personal belongings and financial well-being. That’s where renters’ insurance comes into play. It offers coverage for renters in the event of unexpected events or disasters. Let’s delve into what renters’ insurance typically covers and why it’s a smart investment for tenants.

Renters’ insurance includes coverage for personal property, liability protection, and additional living expenses. Personal property coverage safeguards your belongings, such as furniture, electronics, clothing, and jewelry, against perils like theft, fire, vandalism, and certain natural disasters. This coverage extends beyond your rented property, providing protection for your belongings anywhere in the world.

Liability protection is another important part of renters’ insurance, shielding you from financial responsibility in the event that someone is injured on your rented premises or if you accidentally damage someone else’s property. This coverage can help cover medical expenses, legal fees, and property damage costs.

Renters’ insurance also often includes coverage for additional living expenses (ALE) in the event that your rented property becomes uninhabitable due to a covered loss, such as a fire or natural disaster. ALE coverage helps cover the cost of temporary accommodations, meals, and other necessary expenses while your home is being repaired or rebuilt.

Contact The Insurance Stops today to learn more about your renters’ insurance options, and find the coverage that’s right for you! We offer free quotes and policy comparisons, so claim yours today!  

Let Us Find The Right Insurance For You

The Insurance Stops
Excellent
4.6
Based on 311 reviews
review us on
Jorge Olivas (Elver G.
Valeria was super helpful! I didn’t get the quote on the phone but decided I will certainly get this quote I was offered. Good pricing; she was not only knowledgeable, but also proficient and professional!
Sardar G.
Thank you Will for providing me insurance with a single phone call. It is hard to find people that know what they are doing even if they are specialized in a certain trade, but you are a one sharp man and had answers to every question. You really know Insurance. Looking forward to do more business with you.
Marshall S.
Evelyn was extremely pleasant and worked to get me a good policy for nearly half the price of other companies. Hands down the best place in the springs
Diana V.
Evelyn was very helpful and polite. She gave me the best quote. I really recommend it!
Response from the owner: DIANATHANK YOU FOR TAKING THE TIME TO LET ME KNOW THAT EVELYN ISDOING A GREAT JOB FOR HER CUSTOMERS.BRIAN
beth G.
The best experience I've had purchasing, the dreaded, insurance.Will Jones was informative, engaging, and just fantastic at assisting me.I will definitely continue to bring my business to Insurance Stops and Will.Thank you so much, Will, you ROCK.
Beth G.
One of the best experiences purchasing insurance I have had.Will Jones was informative, understanding and just an awesome person.Thank you, Will!
Maximilian R.
Friendly Fast and Curtious. I have more than a one vehicle and they set me up a nice plan that insures all my vehicles at about the same cost as one. Been 2 years in a row with this company.
Response from the owner: Maximillian,Thank you for your review and for sticking with us for 2 years! So glad we can help!
Jaymen J.
I've been getting insurance for 10+ years. I get both my vehicle and motorcycle insurance through them They've always helped me find the options for the lowest rates and Will over there is an expert at finding the simple solutions. I've never had to file a claim 🤞 but I feel confident that the office has my back. Always good customer service would recommend 👍
Response from the owner: Jaymen,Your 5 star review is very much appreciated! Your kind words are much appreciated. We appreciate your business and Thank you for everything.-Brian
Tony T.
Man these guys are amazing..don and will always help me and take care of my insurance needs...you can not go wrong with these guys.. will never leave them..5 star staff and owner...
Response from the owner: TonyYou are the best customer an Insurance Agent could ask for!Thanks for the 5 star review. Lorri will be thrilled beyond herwildest dreams to have received this great review!Thank youBrianAgency Owner
Dale Edward I.
Great service nice people
Response from the owner: DaleThank you for your kind words!We appreciate you taking the time to post your positive experience.Brian
Didaraly J.
Unbeatable prices! As a foreigner, I am always quoted a lot of money with my European driving license. Usually around $700-1,000 for 6mths of basic coverage. With them, I got covered for more than the basics for a little over $500 for 6mths in less than a day! Highly recommend it if you're a foreigner or if you're concerned about savings.
Response from the owner: Didaraly, Thank you so much for your review, we are glad we can deliver this kind of service for you!
Callista T.
Always friendly and always give me the best deal!!!
Response from the owner: Callista, thank you for taking the time to give us this very kind review. We appreciate it very much and hope we can continue to offer you the best deals!
Joanna H.
I sent the link to the company's website to a friend who's insurance had recently lapsed. According to his experience, the website was easy to use, it gathered his information, and an agent called him back with a quote so he was insured that same day.
Response from the owner: Joanna'Thank you for your nice compliment.BrianOwner
Lacey G.
Always professional and friendly. Quick quotes and have used them for years.
Response from the owner: LaceyThank you for your kind words and staying with us for years!BrianOwner
Cristal O.
Great customer service. I love how Lourdes, Evelyn and Diana treated me. And they get you good policies.
Charley S.
Alan was very helpful and helped me get what I needed right away.
Response from the owner: CharleyThank you for taking the time to post your positive experience.We appreciate it.Brian
giselle V.
Called in to make my dads payment and Angie answered the phone kindly. She went out of her way to look up my dad and was helped quick and efficiently despite the fact that they were super busy! She was very patient with me and made it easier. Thank you Angie
Response from the owner: GiselleI will certainly let Angie know and Thank you for letting me know.Brian
Derek K.
When you call, ask for don.
Response from the owner: DerekDon certainly appreciate your 5 star review and your referrals!Brian
Angie M.
I've always use All stop. They get me lowest rate, Same day.:)
Anthony W.
Very helpful, and timely. Did a great job at presenting pleanty of insurance options, and finding what I needed at a fair price
Response from the owner: Thank you Anthony for the 5 star review! It was our pleasure to help you.
js_loader

Wednesday, December 20 Notice

Offices will close at 1:00pm Wednesday, December 20th so that our staff can gather together at our annual holiday party.  All offices will re-open on Thursday at 9am.