“I own a trucking company. What insurance do I need for towing?”
This is a great question for so many reasons. Firstly, most trucking company owners don’t even realize that they need insurance for their tow trucks. Once they find out that they do need coverage for their tow trucks and drivers, they’re stuck wondering, what insurance do I need for towing? But because of their inexperience with tow truck insurance, they end up settling for the first policy that they can find, and it’s rarely ever a good one! So, if you’re asking this question now, then you’re already ahead of the game, and we’re here to help you recognize a great tow truck policy when you see one!
If you’re new to this blog page, we’re a team of licensed insurance professionals. We’re on a mission to help people better understand insurance so they can start making better insurance decisions for themselves. So, in this blog, we’ll answer the question, what insurance do I need for towing? Then, we’ll tell you how you can start comparing policies for free.
So, what insurance do I need for towing, and why is it so important?
Tow truck companies typically need a form of insurance called “tow truck insurance.” These polices are designed to cover your tow trucks, your drivers, and other drivers on the road.
If you’ve been wondering, what insurance do I need for towing, then chances are, you have no idea what is even covered by tow truck insurance. In general, your average tow truck insurance policy offers coverage for things like bodily injury and property damage. But you’re not looking for an “average” policy. You’re looking for a great policy that you and your drivers can count on!
Great tow truck insurance policies will include the following coverage:
- Bodily Injury and/or Property Damage Liability: This pays for any property damage or injuries caused by your tow truck driver.
- Medical Payment Coverage: In the event of a serious auto accident, this type of coverage pays for the medical bills of your driver and of any passengers in the tow truck.
- Physical Damage Coverage: This pays for repairs to your tow truck caused by an accident. This type of coverage includes collision and comprehensive coverage.
- Uninsured Motorist Insurance: This offers financial coverage in the event that your tow truck is hit by an uninsured or underinsured motorist.
Have questions about tow truck insurance? We’d love to help you answer those questions!
Request your free tow truck insurance consultation today!
As we mentioned earlier, we’re a team of insurance professionals who are passionate about insurance education. Request your free consultation today, and we’ll answer all of your questions about tow truck insurance! Then, we’ll talk about your coverage wants and needs, and we’ll even help you start comparing great policies for free!
So, what insurance do I need for towing, and where can I find the best policy? You’ll never have to wonder again with your local insurance experts on your side!
