What is Fleet Insurance? - The Insurance Stops

What is Fleet Insurance?

“I run a fleet and transportation business. What is fleet insurance and why do I need it?”

What Is Fleet Insurance? - The Insurance Stops
What Is Fleet Insurance? – The Insurance Stops

Fleet insurance is an important kind of insurance, and too few people actually know about it. If you’ve been wondering, what is fleet insurance and why do I need it, then you’ve probably never heard of fleet insurance, and you’ve only just discovered that you need it for your new fleet and transportation business. If this is the case, then you’re in the right place!

If you’re new to this blog page, we’re a team of insurance professionals. We specialize in a variety of different kinds of insurance policies. We’re on a mission to educate people on all things insurance so they can start making better insurance decisions for themselves. So, in this blog post, we’ll answer the questions, what is fleet insurance and why do I need it? Then, we’ll tell you how you can start comparing policies for free!

What is fleet insurance, and do I really need it?

Fleet insurance is a type of insurance that covers all of your fleet and transportation vehicles in one policy. Fleet insurance is essentially commercial vehicle insurance that provides liability coverage for all of your company’s commercial vehicles and drivers.

Fleet insurance typically offers:

  • Collision coverage
  • Liability coverage
  • Property damage coverage
  • Bodily injury coverage

Okay, so do I really need fleet insurance, then?

Fleet insurance isn’t just your average insurance policy. Whenever people ask us, “what is fleet insurance, and do I really need it in the first place,” we always give them the same answer: fleet insurance is required by law, so yes! You do need it if you’re running a fleet and transportation business!

Both federal and state laws require that all fleet vehicles be covered by commercial fleet insurance. This is because fleet insurance offers coverage for things like bodily injury and property damage. If one of your drivers injures another driver or damages another person’s property while driving one of your commercial vehicles, then you’ll need to be able to offer that person financial coverage for the damages.

Fleet insurance is also important because it allows you protect your own vehicles and your drivers. Without fleet insurance, you leave your commercial property and your drivers at risk to auto accidents. The financial consequences for an auto accident would be devastating, and your business could be set back for months or maybe even years.

Need fleet insurance right away? We’re here to help!

Don’t run the risk of being uninsured. We’re here to help you get covered as quickly as possible!

As previously mentioned, we’re a team of certified insurance professionals. We’re here to help you find the perfect policy for your fleet and transportation business. Request your free consultation today, and we’ll be happy to answer any questions that you may have about fleet insurance. We’ll even help you compare policies for free!  

So, what is fleet insurance, and how can I get covered as quickly as possible? You’ll never have to wonder again when you have your local insurance experts on your side!

Ready to get started? Request your free fleet insurance consultation today!

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