What is the Most Common Auto Insurance Coverage?

Shopping for Car Insurance? Wondering, “What is the Most Common Auto Insurance Coverage?”

If you’re shopping for an auto insurance policy, then you probably have quite a few questions. Maybe you’re shopping for the cheapest policy you can find, or maybe you’re looking for a policy that has the best coverage out there. Maybe you’re wondering who has the most coverage, or maybe you’re wondering, “what is the most common auto insurance?” Either way, we’re here to help.

The Insurance Stops is a team of car insurance professionals right here in Colorado Springs. We’ll help you find the right auto insurance policy at the right price. Whether you’re a first time buyer or a policy holder who’s not satisfied with their current auto insurance policy, our car insurance professionals will be happy to assist you and answer any questions that you may have. Even better, we’ll help you weigh your best car insurance options for free! Learn more about car insurance, and start comparing policies for free by claiming your free car insurance quote today!

But first, let’s answer that one very important question: “what is the most common auto insurance coverage?”

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The Most Common Auto Insurance Coverage is Divided into Three Parts

Some of the most common car insurance policies are made up of three simple coverage parts: liability insurance for bodily injury, liability insurance for property damage, and uninsured/underinsured motorist coverage. Here’s a brief breakdown of each of these coverage types:

Liability for Bodily Injury 

Liability insurance for bodily injury provides you with financial coverage in the event that you injure another driver in a car accident for which you are at fault. That means if you cause a car accident and the other driver is injured in that accident, your insurance will cover the other driver’s medical bills, lost wages, and pain and suffering fees.

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Liability for Property Damage 

Liability insurance for property damage provides you with financial coverage in the event that you damage someone else’s property in an accident that you cause. This includes any damages to the other driver’s vehicle, as well as any fences, walls, equipment, etc.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage is a type of insurance plan that protects you in the event that you are struck by an underinsured driver. This includes damages to your vehicle and any bodily injury that you receive. 

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Still Wondering, “What is the Most Common Auto Insurance Coverage?”

Still have questions? We’re here to help! Here at The Insurance Stops, our team of car insurance professionals are here to answer all of your car insurance questions. So if you’re still wondering, “what is the most common auto insurance coverage,” then chat with us today! Claim your free car insurance quote, and we’ll be happy to answer all of your car insurance quotes. Even better, we’ll help you weigh your best options for car insurance for free!

Claim your free car insurance quote with The Insurance Stops today!

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Jaymen J.
I've been getting insurance for 10+ years. I get both my vehicle and motorcycle insurance through them They've always helped me find the options for the lowest rates and Will over there is an expert at finding the simple solutions. I've never had to file a claim 🤞 but I feel confident that the office has my back. Always good customer service would recommend 👍
Response from the owner: Jaymen,Your 5 star review is very much appreciated! Your kind words are much appreciated. We appreciate your business and Thank you for everything.-Brian
Tony T.
Man these guys are amazing..don and will always help me and take care of my insurance needs...you can not go wrong with these guys.. will never leave them..5 star staff and owner...
Response from the owner: TonyYou are the best customer an Insurance Agent could ask for!Thanks for the 5 star review. Lorri will be thrilled beyond herwildest dreams to have received this great review!Thank youBrianAgency Owner
Dale Edward I.
Great service nice people
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Didaraly J.
Unbeatable prices! As a foreigner, I am always quoted a lot of money with my European driving license. Usually around $700-1,000 for 6mths of basic coverage. With them, I got covered for more than the basics for a little over $500 for 6mths in less than a day! Highly recommend it if you're a foreigner or if you're concerned about savings.
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Joanna H.
I sent the link to the company's website to a friend who's insurance had recently lapsed. According to his experience, the website was easy to use, it gathered his information, and an agent called him back with a quote so he was insured that same day.
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Always professional and friendly. Quick quotes and have used them for years.
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Great customer service. I love how Lourdes, Evelyn and Diana treated me. And they get you good policies.
Charley S.
Alan was very helpful and helped me get what I needed right away.
Response from the owner: CharleyThank you for taking the time to post your positive experience.We appreciate it.Brian
giselle V.
Called in to make my dads payment and Angie answered the phone kindly. She went out of her way to look up my dad and was helped quick and efficiently despite the fact that they were super busy! She was very patient with me and made it easier. Thank you Angie
Response from the owner: GiselleI will certainly let Angie know and Thank you for letting me know.Brian

Wednesday, December 20 Notice

Offices will close at 1:00pm Wednesday, December 20th so that our staff can gather together at our annual holiday party.  All offices will re-open on Thursday at 9am.