What is the Most Common Auto Insurance Coverage?

Shopping for Car Insurance? Wondering, “What is the Most Common Auto Insurance Coverage?”

If you’re shopping for an auto insurance policy, then you probably have quite a few questions. Maybe you’re shopping for the cheapest policy you can find, or maybe you’re looking for a policy that has the best coverage out there. Maybe you’re wondering who has the most coverage, or maybe you’re wondering, “what is the most common auto insurance?” Either way, we’re here to help. 

The Insurance Stops is a team of car insurance professionals right here in Colorado Springs. We’ll help you find the right auto insurance policy at the right price. Whether you’re a first time buyer or a policy holder who’s not satisfied with their current auto insurance policy, our car insurance professionals will be happy to assist you and answer any questions that you may have. Even better, we’ll help you weigh your best car insurance options for free! Learn more about car insurance, and start comparing policies for free by claiming your free car insurance quote today!

But first, let’s answer that one very important question: “what is the most common auto insurance coverage?”

The Most Common Auto Insurance Coverage is Divided into Three Parts

Some of the most common car insurance policies are made up of three simple coverage parts: liability insurance for bodily injury, liability insurance for property damage, and uninsured/underinsured motorist coverage. Here’s a brief breakdown of each of these coverage types:

Liability for Bodily Injury 

Liability insurance for bodily injury provides you with financial coverage in the event that you injure another driver in a car accident for which you are at fault. That means if you cause a car accident and the other driver is injured in that accident, your insurance will cover the other driver’s medical bills, lost wages, and pain and suffering fees.

Liability for Property Damage 

Liability insurance for property damage provides you with financial coverage in the event that you damage someone else’s property in an accident that you cause. This includes any damages to the other driver’s vehicle, as well as any fences, walls, equipment, etc.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage is a type of insurance plan that protects you in the event that you are struck by an underinsured driver. This includes damages to your vehicle and any bodily injury that you receive. 

Still Wondering, “What is the Most Common Auto Insurance Coverage?”

Still have questions? We’re here to help! Here at The Insurance Stops, our team of car insurance professionals are here to answer all of your car insurance questions. So if you’re still wondering, “what is the most common auto insurance coverage,” then chat with us today! Claim your free car insurance quote, and we’ll be happy to answer all of your car insurance quotes. Even better, we’ll help you weigh your best options for car insurance for free!

Claim your free car insurance quote with The Insurance Stops today!